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Summer Skip-A-Pay Program

Slide Past  Your Summer Loan Payment(s)* With Summer Skip-a-Pay

We know juggling family, friends, and finances during the busy summer season can be hard, so let FinancialEdge Credit Union help make things a little easier this year! Slide past your summer loan payments with Summer Skip-A-Payment. Keep the cash that would’ve been your July OR August payment for your personal and/or vehicle loans, and do something fun for yourself or the family!

It’s easy to request your Summer Skip-a-Payment for a small fee on your qualifying loan(s). Just complete and mail, or bring a completed skip-a-pay request form to any FinancialEdge Credit Union office, and we’ll process it right away. All eligible requests must be received by the 29th of June (for July payments) or the 31st of July (for August payments).

To learn more, verify your eligibility below or get in touch with us. To ensure your loan is eligible, please ensure you check our skip-a-pay loan type exclusions.

Do I qualify?

We encourage financial responsibility, so your loan needs to be in good standing to use Skip-a-Payment. Ensure you meet the following criteria:

  • All of my loans are current
  • I am not trying to skip my very first payment on any loan
  • The loan(s) I am trying to skip are at least 3 months old
  • I have the $25 skip-a-pay fee(s) available
  • I am not trying to skip the same loan payment more than 2 times in a calendar year

Non-Eligible loans:

  • Mortgages
  • Credit Cards
  • Home Equity Loans (any type)
  • Any Loans with CPI
  • Revolving/Open End Loans (any type)
  • Troubled Debt Restructured Loans

When you're ready to get started, download and print the skip-a-pay form below and mail it in when complete, or click below for an online application. If you'd rather complete one in-person, we have some available at either of our office locations.

Skip-a-Pay form to print  

Online Skip-a-Pay Form

 

*Eligibility requirements include all loans must be current, first payment on any loan cannot be skipped, eligible loans must be at least 3 months old, $25.00 skip-a-pay fee(s) must be available. Non-eligible loans include mortgages, credit cards, home equity loans, any loans with CPI, revolving/open end loans of any type and troubled debt restructured loans.

** To skip a summer payment(s), the 2024 Summer Skip-A-Payment Program form must be filled out and received by June 29, 2024 (for July Payments) or July 31, 2024 (for August payments). Forms received after the July 31st deadline will not be eligible for skips.

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