Put the Icing on Your Holiday Season When You Skip Your Loan Payment(s)* With Holiday Skip-A-Pay!
The stress of the holidays can be overwhelming, and trying to cover all the additional expenses on top of your regular loan payments may seem almost impossible. That's why we're here to help! Our Holiday Skip-A-Payment program allows you to keep the extra needed dough in your pocket by skipping your qualifying* November OR December loan payment(s).
It’s easy to request your Holiday Skip-a-Payment for a small fee on your qualifying loan(s). Just complete the application and mail it to us, or bring a completed Skip-A-Pay request form to any FinancialEdge Credit Union office, and we’ll process it right away. All eligible requests must be received by the 31st of October (for November payments) or the 29th of November (for December payments).
To learn more, verify your eligibility below or get in touch with us. To ensure your loan is eligible, please ensure you check our Skip-A-Pay loan type exclusions.
Do I qualify?
We encourage financial responsibility, so your loan needs to be in good standing to use Skip-a-Payment. Ensure you meet the following criteria:
- All of my loans are current
- I am not trying to skip my very first payment on any loan
- The loan(s) I am trying to skip are at least 3 months old
- I have the $25 skip-a-pay fee(s) available
- I am not trying to skip the same loan payment more than 2 times in a calendar year
- Mortgages
- Credit Cards
- MyLife Instant Cash Loans
- Home Equity Loans (any type)
- Any Loans with CPI
- Revolving/Open End Loans (any type)
- Troubled Debt Restructured Loans
When you're ready to get started, download and print the skip-a-pay form below and mail it in when complete, or click below for an online application. If you'd rather complete one in-person, we have some available at either of our office locations.
*Eligibility requirements include all loans must be current, first payment on any loan cannot be skipped, eligible loans must be at least 3 months old, $25.00 skip-a-pay fee(s) must be available. Non-eligible loans include mortgages, credit cards, home equity loans, any loans with CPI, revolving/open end loans of any type and troubled debt restructured loans.
** To skip a summer payment(s), the 2024 Holiday Skip-A-Payment Program form must be filled out and received by October 31, 2024 (for November Payments) or November 29, 2024 (for December payments). Forms received after the November 29th deadline will not be eligible for skips.
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