It's time to clean up your finances and sweep away high-interest credit card debt! Transfer your balance to a FinancialEdge Credit Union credit card and enjoy:

• 4.99% APR* through June 1, 2026*—a lower rate to help you pay off debt faster
• $0 balance transfer fee—move your balance with no extra cost!
• NO ANNUAL FEE
• Stop overpaying on interest & start saving today

Declutter Your Finances

High-interest credit card debt can pile up fast, making it harder to get ahead. With our low promotional rate and zero transfer fees, you can tidy up your payments and keep more money in your pocket.

How to Get Started

1. Apply online or visit a branch

2. Transfer your balance—no hidden fees!

3. Enjoy lower payments and a fresh financial start

Added Bonus

• No Annual Fees
• MyEdge Rewards (when you select the Rewards Mastercard)
• Card Controls
• Mobile Wallet Options
• Universal acceptance
• Emergency Assistance
• Fraud Protection
• Online account access
• Worldwide ATM access
• and more!

This limited-time offer won’t last forever. Take the first step toward a cleaner financial future today!

Apply Now

For more information or to apply by telephone, you may reach our Loan Department at 989-892-6088, or stop by our branch locations.

*APR = Annual Percentage Rate. Offer good on balance transfers made between April 1, 2025 and June 30, 2025 and is not available for purchases, cash advances, or balance transfers made outside of the promotional period. Promotional rate will return to your original rate as per you credit card agreement on June 1, 2026 or once the balance transfer amount is repaid, whichever comes first. Rate is subject to change. Balance transfer not offered on existing FinancialEdge credit card balances. Certain restrictions, limitations, and exclusions apply. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details, including specific benefits that may be included with your credit card.

Are you paying too much for your auto loan? It’s time to SWITCH to FinancialEdge Credit Union and start saving! For a limited time, refinance your current auto loan with us and take advantage of this exclusive offer:

Refinance and Enjoy These Perks:

• Up to 1% APR* Off Your Current Rate – Lower your interest rate and save on your monthly payments.
• No Payments for 90 Days – Enjoy a break from payments and free up your cash flow!
• Fast & Easy Refinancing – We handle the details, so you can focus on what matters.
• Local, Personalized Service – We’re here to help you save and drive happy!
• Flexible Terms
• GAP Coverage available!

Why Refinance with FinancialEdge?

Refinancing your auto loan could save you hundreds—even thousands—over the life of your loan. If your current auto loan is with another lender, don’t wait! Make the SWITCH today and start driving happy with lower rates and better terms.

Use our convenient Loan Calculator to determine your monthly payment amount.

Apply for your Loan Today!

*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. FinancialEdge Credit Union will reduce the rate of your existing non-FinancialEdge Credit union auto loan by 1% APR (subject to minimum rate of 4.75% APR). Term maximum of 72 months. Proof of the current rate and terms of the secured auto loan to be refinanced is required. Promotion only applicable to secured auto loans with a model year of 2018 and newer. Interest will accrue during the 90-day deferred payment period. New money only. Promotion does not apply to existing auto loans with FinancialEdge Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.

Take a Break  from your Summer Loan Payment(s)* With Summer Skip-a-Pay

We know juggling family, friends, and finances during the busy summer season can be hard, so let FinancialEdge Credit Union help make things a little easier this year! Slide past your summer loan payments with Summer Skip-A-Payment. Keep the cash that would’ve been your July OR August payment for your personal and/or vehicle loans, and do something fun for yourself or the family!

It’s easy to request your Summer Skip-a-Payment for a small fee on your qualifying loan(s). Just complete and mail, or bring a completed skip-a-pay request form to any FinancialEdge Credit Union office, and we’ll process it right away. All eligible requests must be received by the 30th of June (for July payments) or the 31st of July (for August payments).

To learn more, verify your eligibility below or get in touch with us. To ensure your loan is eligible, please ensure you check our skip-a-pay loan type exclusions.

Do I qualify?

We encourage financial responsibility, so your loan needs to be in good standing to use Skip-a-Payment. Ensure you meet the following criteria:

• All of my loans are current
• I am not trying to skip my very first payment on any loan
• The loan(s) I am trying to skip are at least 3 months old
• I have the $25 skip-a-pay fee(s) available
• I am not trying to skip the same loan payment more than 2 times in a calendar year

Non-Eligible loans:

• Mortgages
• Credit Cards
• MyLife Instant Cash Loans
• Home Equity Loans (any type)
• Any Loans with CPI
• Revolving/Open End Loans (any type)
• Troubled Debt Restructured Loans

When you're ready to get started, download and print the skip-a-pay form below and mail it in when complete, or click below for an online application. If you'd rather complete one in-person, we have some available at either of our office locations.

Skip-a-Pay form to print

Online Skip-a-Pay Form

*Eligibility requirements include all loans must be current, first payment on any loan cannot be skipped, eligible loans must be at least 3 months old, $25.00 skip-a-pay fee(s) must be available. Non-eligible loans include mortgages, credit cards, home equity loans, any loans with CPI, revolving/open end loans of any type and troubled debt restructured loans.

** To skip a summer payment(s), the 2025 Summer Skip-A-Payment Program form must be filled out and received by June 30, 2025 (for July Payments) or July 31, 2025 (for August payments). Forms received after the July 31st deadline will not be eligible for skips.