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Interest Rates

Mortgage Rates
Effective Date: Saturday, February 7th, 2026
TermRateAPR*% Financed
Conventional First Mortgage
10 Year Fixed 4.99% 5.14% Up to 97%
15 Year Fixed 5.25% 5.35% Up to 97%
30 Year Fixed 5.75% 5.81% Up to 97%
Rates are based on a $150,000 loan amount. Rates and fees may vary based on market conditions and are subject to change at any time.
Home Equity
Home Equity Line of Credit 6.75%** 6.75% up to 100%
5 Year Home Equity 6.00% 6.09% up to 100%
Balloon Home Equity 7.00% 7.06% up to 100%
10 Year Home Equity 6.50% 6.55% up to 100%
Rates are based on a $50,000 loan amount. Rates and fees may vary based on market conditions and are subject to change at any time.

*APR = Annual Percentage Rate

**Home Equity Line of Credit APR is variable and reviewed monthly.

Check with loan department for additional details.

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