MyLife Spending Accounts

What’s a Spending Account?

A spending account is simply our new name for a checking account. It works the same way you’re used to — we’ve just given it a fresh, more modern name that better reflects what you use it for.

Use your spending account for debit card purchases, paying bills, ACH and automatic payments, writing checks, withdrawing cash, transferring money, and more. It’s also where money comes in, like your paycheck, direct deposits, or other deposits.

Same account. Same everyday convenience. Just a new name: Spending.

Wherever you are in your life, we're with you every step of the way. Spending accounts are designed to help keep your finances running smoothly. With free ElectronicEdge online account access, free EdgeMobile app, online check reordering, eStatements and instant issue debit cards, checking has never looked better! We've made banking simple and full of the features that matter most to you. It's your life, live it to the fullest...leave the financial details to us.

MyLife Free
A FREE Account for everyone!

• No minimum balance
• No monthly service charge

• Maximum interest rate on balances of $0.01 - $10,000*
• Competitive interest on balances over $10,000
• No monthly service charge

• Get 1% cash back on all purchases - up to $10/month**
• No minimum balance
• No monthly service charge

• FREE personalized checks
• Interest earned on all balances
• Only $6 monthly charge if balance falls below $1,500

Every Account Includes:

• FREE Instant Issue Debit Card
• FREE Online Banking
• FREE Bill Pay
• FREE EdgeMobile Banking App with EdgeDeposit
• FREE e-statements with online check images
• FREE Direct Deposit
• Optional round-up to savings with MyLife Savings

Still not sure which spending account is right for you? Contact us for personal assistance in finding an account that's a perfect fit! 

*To earn the Qualifying Rate for the qualification cycle, MyLife Max Interest Spending accounts must satisfy the following requirements: 1) a minimum of 20 debit card purchases must post and settle to your MyLife spending account during the statement cycle; and 2) The account must be using the e-statement method of statement delivery. Note, transactions may take one or more banking days from the date the transaction was made to be posted to your account. Transactions that have not posted and settled to the account as of the end of the cycle will not count as qualifying transactions for that cycle (but will count in the following cycle). A monthly qualification cycle begins on the first day of the statement cycle and ends on the last day of the statement cycle. Only one (1) MyLife Max Interest or MyLife Gets Ca$h Back spending account per social security number Is allowed with the credit Union. You may however take advantage of other MyLife checking account types in conjunction with either a MyLife Max Interest or MyLife Gets Ca$h Back spending account.

**When MyLife Gets CA$H Back qualifications are met during a Cycle, you will receive 1% cash back up on up to a total of $1,000 PIN-based/signature-based debit card purchases that post and settle to the account during that Cycle period. A maximum of $10 cash back may be earned per Cycle. When MyLife Gets CA$H Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your MyLife Gets CA$H Back account on the last day of the statement cycle in which these purchases post and settle to your account. 

Minimum opening deposit is only $25. Ask us for details. Credit union rules and regulations apply. Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details.