Home Equity Loan

Your home is more than a place to live — it’s a financial resource. A Home Equity Loan lets you borrow against the equity you’ve built and use those funds for a wide range of needs, all with the confidence of a low, fixed rate.

Your equity can be used for home improvements, major purchases, unexpected expenses, or whatever comes next. And when you borrow with us, you’ll benefit from competitive rates, clear terms, and local service you can trust.

With a Home Equity Loan, you receive your money in a single lump sum and repay it with predictable monthly payments over a set term. Your rate stays the same, your payment stays the same, and there are no surprises. When paired with a low promotional rate like our LIMITED TIME ONLY 4.99% APR*, it can be a smart, cost-effective way to cover larger expenses or consolidate higher-interest debt.

For ongoing expenses, consider a home equity line of credit.

Call our loan department at (989) 892-6088 or visit us to get started.

Learn about Closed-End Loans

• Loan amounts up to $100,000.

• You can receive all your funds up front as a lump sum.

• Use for home improvements, large purchases, college tuition, a vacation, or debt consolidation – whatever your life needs!

• Get a rate and payment that will remain the same during the life of your loan.

• You can establish a specific term to know exactly when your loan will be paid off.

View home equity loan rates

*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. Advertised rate is a 10 year fixed home equity loan based on a credit score of 730 or higher. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.