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Help Us Celebrate the

Grand Opening

Of Our Center Ave Branch

Check out the specials below we have going on for a LIMITED TIME to celebrate the grand opening of our new Center Ave. branch!

 

High-Yield Special

High Yield Special

Open a Premium High-Yield account by April 30, 2026, and earn a BONUS 4.00% APY2 through September 30, 2026!

Celebrate the Grand Opening of our new Center Avenue Branch by opening a Premium High Yield no later than 04/30/26; and ENJOY a 4.00% APY2 BONUS RATE on new money* - up to $100,000 for a limited time only!

How to get this special offer1:

  1. Open a new Premium High-Yield account before April 30, 2026, with a minimum of $25,000 new money1
  2. Maintain a balance of at least $25,000 to earn your 4.00% APY2 bonus through September 30, 2026 (4.00% APY2 bonus applicable on balances between $25,000 and $100,000)

Not a Member? No Worries! 

  • Simply open up a FinancialEdge savings account with $5, and then follow the above steps!

 

1. To participate in this offer, open a new Premium High Yield account no later than 04/30/2026 at a FinancialEdge Credit Union branch location. A minimum deposit of $25,000 is required to open the account. The promotional APY rate ends on 09/30/2026. This offer is limited to new money only, defined as funds originating from an external source or financial institution that were not on deposit with FinancialEdge Credit Union within the past 30 days. Transfers from existing FinancialEdge accounts do not qualify. Limit is one (1) Premium High Yield promotional account per Social Security Number. A FinancialEdge membership savings account is required and may be opened with a minimum deposit of $5.00.

2. The minimum daily balance required to earn dividends is $25,000. APYs are accurate as of 04/01/2026. Balances below $25,000 earn 0.00% APY. Balances from $25,000 - $100,000 earn 4.00% APY (fixed promotional rate guaranteed through 09/30/2026). The portion of your balance that exceeds $100,000 earns 2.75% APY (subject to change after account opening). Your overall APY may be lower than 4.00% when your balance exceeds $100,000 because different portions of your balance earn different dividend rates. Dividends are calculated on the daily balance method. The promotional 4.00% APY period ends on September 30, 2026, or earlier if your account balance falls below $25,000 at any time during the promotional period. After the promotional period ends, the account will become a standard Premium High Yield and will earn the standard Premium High-Yield rates then in effect, as outlined in the Consumer Rates and Service Charges Disclosure. Dividends earned are considered taxable income and will be reported to you and the IRS on Form 1099-INT if total annual dividends exceed $10.00. FinancialEdge Credit Union does not provide legal, tax, or accounting advice. Please consult a qualified tax professional regarding any specific tax questions you may have. No monthly maintenance fees.

 

Auto Loan Special

Auto Loan Bonus

For a limited time, you can receive $100 CASH BACK* on new or refinanced auto loans!
 
To receive this special, you must get your application submitted by April 10, 2026. The $100 cash back will be deposited into your primary checking account once the loan is funded.
Refinancing your auto loan? Enjoy these EXTRA perks in addition to the $100 cash back:
  • Up to 1% APR** off your current rate
  • No Payments for 90 days

Speak with a FinancialEdge team member during your visit or apply online to take advantage of these limited-time offers.

* This offer is valid on new auto loans and auto loans being refinanced from another financial institution. Loan must represent new money to FinancialEdge Credit Union, existing auto loans with FinancialEdge do not qualify. To receive the $100 cash bonus, the following conditions must be met: 1). A minimum loan amount of $25,000 is required. 2) A FinancialEdge Membership Savings is required and may be opened upon loan approval with a $5 deposit. 3). A MyLife Checking Account is required and may be opened upon loan approval with a $25 deposit. Membership eligibility and requirements apply. 4). The loan application must be submitted no later than April 10, 2026, and the loan must be funded by April 30, 2026. The $100 cash bonus will be deposited into the member’s MyLife Checking account at the end of the month in which the loan is funded. The value of the cash bonus may be reported as taxable income. Please consult a tax advisor with questions. This offer is subject to credit approval and may be modified or discontinued at any time without notice.

**APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. FinancialEdge Credit Union will reduce the rate of your existing non-FinancialEdge Credit union auto loan by 1% APR (subject to minimum rate of 4.75% APR). Term maximum of 72 months. Proof of the current rate and terms of the secured auto loan to be refinanced is required. Promotion only applicable to secured auto loans with a model year of 2019 and newer. Interest will accrue during the 90-day deferred payment period. New money only. Promotion does not apply to existing auto loans with FinancialEdge Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.

 

Silent Auction

Supporting Local Nonprofits

To celebrate the opening of our new Center Avenue branch, we are hosting a Silent Auction during our Grand Opening Week: April 6 - April 10.

Local businesses have generously donated items, gift cards, services, and experiences that will be auctioned off in our Center Ave branch lobby throughout the week.

All proceeds from the auction will be donated to the winner’s choice of one of two local nonprofits, helping us make an immediate positive impact in our community.

We invite everyone in the community to stop in, browse the auction items, and place a bid!

Where the Proceeds Go

All funds raised during the silent auction will be donated to one of the following local organizations, selected by the winning bidder:

Bay County Animal Services & Adoption Center

  • Bay Animal Services and Adoption Center helps enforce animal welfare laws and ordinances, promotes the proper treatment of animals, cares for and rehomes animals that have been lost or given up.

Foster Families Navigation and Resource Center

  • The Foster Families Navigation and Resource Center equips and supports foster families to continue their crucial work through mentoring, outreach, resources, and fellowship.

Silent Auction Details

Auction Dates: April 6 – April 11
Location: FinancialEdge Credit Union Center Ave Branch (2601 Center Ave. Bay City, MI)
Bidding is open during normal branch hours.

Winning bidders will be contacted the day after the auction closes.

 

Click Here to See the Silent Auction Items

 

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