Are you paying too much for your auto loan? It’s time to SWITCH to FinancialEdge Credit Union and start saving! For a limited time, refinance your current auto loan with us and take advantage of this exclusive offer:

Refinance and Enjoy These Perks:

• Up to 1% APR* Off Your Current Rate – Lower your interest rate and save on your monthly payments.
• No Payments for 90 Days – Enjoy a break from payments and free up your cash flow!
• Fast & Easy Refinancing – We handle the details, so you can focus on what matters.
• Local, Personalized Service – We’re here to help you save and drive happy!
• My EZCar Care – Free benefits program that includes e-services for your vehicle, PLUS discounts on things like vehicle maintenance, entertainment, rentals, hotels, and more.
• Flexible Terms
• GAP Coverage available!

Why Refinance with FinancialEdge?

Refinancing your auto loan could save you hundreds—even thousands—over the life of your loan. If your current auto loan is with another lender, don’t wait! Make the SWITCH today and start driving happy with lower rates and better terms.

Use our convenient Loan Calculator to determine your monthly payment amount.

Apply for your Loan Today!

*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. FinancialEdge Credit Union will reduce the rate of your existing non-FinancialEdge Credit union auto loan by 1% APR (subject to minimum rate of 4.75% APR). Term maximum of 72 months. Proof of the current rate and terms of the secured auto loan to be refinanced is required. Promotion only applicable to secured auto loans with a model year of 2019 and newer. Interest will accrue during the 90-day deferred payment period. New money only. Promotion does not apply to existing auto loans with FinancialEdge Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.

Your home is more than a place to live — it’s a financial resource. A Home Equity Loan lets you borrow against the equity you’ve built and use those funds for a wide range of needs, all with the confidence of a low, fixed rate.

With a Home Equity Loan, you receive your money in a single lump sum and repay it with predictable monthly payments over a set term. Your rate stays the same, your payment stays the same, and there are no surprises. When paired with a low promotional rate like 4.99% APR*, it can be a smart, cost-effective way to cover larger expenses or consolidate higher-interest debt.

Your equity can be used for home improvements, major purchases, unexpected expenses, or whatever comes next. And when you borrow with us, you’ll benefit from competitive rates, clear terms, and local service you can trust.

Ready to get started? Contact us by texting or calling (989) 892-6088 or stop into either branch to learn more about our Home Equity Loan special or to apply.

*APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. Advertised rate is a 10 year fixed home equity loan based on a credit score of 730 or higher. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.

For a limited time, you can receive $100 CASH BACK* on new or refinanced auto loans!

To receive this special, you must get your application submitted by April 10, 2026. The $100 cash back will be desposited into your primary checking account once the loan is funded.

Refinancing your auto loan? Enjoy these EXTRA perks in addition to the $100 cash back:

• Up to 1% APR** off your current rate
• No Payments for 90 days

* This offer is valid on new auto loans and auto loans being refinanced from another financial institution. Loan must represent new money to FinancialEdge Credit Union, existing auto loans with FinancialEdge do not qualify. To receive the $100 cash bonus, the following conditions must be met: 1). A minimum loan amount of $25,000 is required. 2) A FinancialEdge Membership Savings is required and may be opened upon loan approval with a $5 deposit. 3). A MyLife Checking Account is required and may be opened upon loan approval with a $25 deposit. Membership eligibility and requirements apply. 4). The loan application must be submitted no later than April 10, 2026, and the loan must be funded by April 30, 2026. The $100 cash bonus will be deposited into the member’s MyLife Checking account at the end of the month in which the loan is funded. The value of the cash bonus may be reported as taxable income. Please consult a tax advisor with questions. This offer is subject to credit approval and may be modified or discontinued at any time without notice.

**APR = Annual Percentage Rate. Subject to approval based on creditworthiness. Rates may vary based on each individual’s credit history and underwriting factors. FinancialEdge Credit Union will reduce the rate of your existing non-FinancialEdge Credit union auto loan by 1% APR (subject to minimum rate of 4.75% APR). Term maximum of 72 months. Proof of the current rate and terms of the secured auto loan to be refinanced is required. Promotion only applicable to secured auto loans with a model year of 2019 and newer. Interest will accrue during the 90-day deferred payment period. New money only. Promotion does not apply to existing auto loans with FinancialEdge Credit Union, purchases or lease buyouts. Rates and terms are subject to change without notice. FinancialEdge Credit Union reserves the right to modify or discontinue this offer at any time without notice. Additional criteria may apply. Check with loan department for additional terms and details.